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One of the classes that served as a catalyst that accelerated the growth of youth racing was the Quarter Midgets. Here, drivers as young as 5 can begin racing. What some question is whether a 5-year-old consciously chooses to go racing or is it the parents who choose for them? Are these kids subject to burnout at some point as they reach the golden age of 10? And the million-dollar question is: Are these kids properly insured against injury or death by participating in such a risky sport?