Cheap Insurance

Now by adding fire retardant underwear into the mix you can up your protection factor while keeping the expenditure in check. FR undies cost about $75 for a top and in most cases the same amount for the bottoms. Obviously if your budget allows we always recommend at minimum a two layer suit.


In that same scenario you are going to need a stout pair of FR gloves to keep your hands functional so that you can unbuckle, pull the window net down and get out of the car. Here is where we definitely recommend SFI 3.3/5 rated premium gloves, even if you're going the single layer plus fire retardant underwear route. In the event of a fire you're going need as much protection on your hands as possible in order to unbuckle, pull the window net down and get out of the car. Gloves should fit nice and snug around all the fingers.


Now just because you've got the best gloves and a nice two layer suit or even a single layer suit with proper underwear for your son or daughter don't forget their feet. In the event of a fire, often times you will have flames come through the firewall into the cockpit. When that happens the first things to get really toasty are your feet. So a good pair of fire retardant shoes are a necessity.

One more comment about shoes, get your young racer into the habit of cleaning off the soles of their shoes as one of the last things they do before getting in the you're your feet control the throttle and braking of the car and obstructions on any part of them can cause issues, bad issues, once on the track.

The Seat

Good safety practices don't just start and stop with what you or your child wear. One of the best ways to stay safe inside the car is to have the proper seat. Seats can be had for under $150 but a cheap seat in the wrong application can yield disastrous results. The aforementioned young racer who tragically lost his life was not in a full containment seat. Our philosophy when it comes to seats is much the same as you've heard through this article, overkill is not necessarily a bad thing. Why not mount a full containment seat in a Mini-Stock? I've seen those cars flip and if you've been around racing for any period of time I bet you have too.

After the tragic loss of Jason Leffler in a Sprint Car accident earlier this year we had a discussion with Gary Milgrom, Vice President of HANS Performance Products. Engineers from HANS were involved in the inspection of the car after the crash and learned valuable information about cockpit safety. Leffler was wearing a head-and-neck restraint at the time of the accident but as it turns out that is merely one piece of the puzzle as Milgrom notes.

"From all sources of information now available to us, and after inspecting the car, we think Jason would have had a better chance with a full containment seat, including a proper head surround and left side net," said Milgrom.

But what he said next really resonated with us, "Cockpit safety requires a complete system of equipment. Along with Head-and-neck Restraints for frontal impacts and those offset by 30 degrees, cockpits in all race cars need full containment seats, including head surrounds and side nets, and at least 6 point safety harnesses with the proper mounting."

Real Insurance

Insurance is likely the most important piece of safety equipment that many racers don't even know about. To get the low down on what parents should consider when it comes to insurance we tracked down Dennis Huth, President of ASA and asked him to shed some light on the insurance puzzle.

"When it comes to the insurance side of things in motorsports, I have always believed that a good insurance policy should be in effect," said Huth. "From my days at NASCAR, Trans-Am, and IMSA to the present days here at ASA, I believe safety is a key component and should be synonymous with any racing activity. Beyond that, knowing that motorsports is a dangerous sport, insurance should be in place for those times when safety gives way to injury."

Working with Jeff Ladd, President at SIS Insurance and Don DeWitt, Senior VP for Underwriters ASA has been able to craft one of the best sanction-provided insurance policies around.

"At ASA, we look for the best polices, brokers and underwriters we can find with a strong policy and affordability in mind," says Huth.

At the heart of that coverage is a $500,000 Personal Participant Medical Plan for racers who hold an ASA license, are racing in an ASA sanctioned event and are 14 years old or older. For racers under 14 ASA offers a $50,000 coverage plan, both of which are top of the line. Through the broker, ASA also offers something they call the "Competitive Advantage Program' which is good all year at any track. Believe it or not, ASA even offers healthcare coverage.

Huth's advice for new racing parents? "I wholeheartedly recommend that anyone racing check with the track to see what their policies and limits are before competing. We at ASA supply the tracks with signage they are to place at the sign-in gate that describes coverages in place that night. Plus, SIS also has a policy that can be purchased that is good for competitors going from track to track in case of some tracks that don't carry larger policies."

After talking with Huth, we developed a bullet point list of what you need to consider no matter where you race:

  • Ask what coverages are in place for that event.

  • Ask specifics about the guidelines and age restrictions.

  • Find out what your own personal health insurance covers / doesn't cover.
  • Read the Waiver and Release that you are signing before entering the restricted area

  • Report any issues you might see to the track

  • Familiarize yourself with what you need to do in the event of an incident. Make sure you fully understand the process before, and not after something occurs.

  • Report any incidents to the proper individuals at the track before you leave the track

  • When you receive a bill from the hospital or doctor, always remember to send it along to the proper insurance group. Most people don't understand that most bills only go to you and not the insurance company.


Strapping your kid into a race car to either follow in your footsteps or forge their own path can be an exciting time both for racer and parent. To make sure that excitement and enjoyment are there week after week pay particular attention to these eight items as your starting point. Naturally this is just the tip of the iceberg, next month we're going to delve into how to bring you young racer along as we feature a pair of teens, one with some experience and one with none as they strap into a current champions first race car.

G-Force Racing Gear
Showtime Speedway